What type of car insurance coverage should I get? 

There are many types of car insurance coverage. Choosing the right coverage starts by understanding your individual needs and the coverage requirements in the state where you live. Start learning about the different types of auto insurance coverages so you can be protected, save more money, and learn what questions to ask.

Liability coverage pays for injuries to another person and property damage caused by an accident in which you're at fault. This coverage is required by most states to be able to drive. Learn more about Liability coverage.

Comprehensive coverage protects you from damage to your car from events outside of your control, like theft, weather, vandalism, and more. Learn more about comprehensive coverage

UM/UIM coverage pays for expenses if you're in an accident with someone without enough insurance to pay for vehicle damage or bodily injury. Learn more about UM/UIM coverage

Collision coverage pays for repairs to your car if it's hit by another car or object, even if you’re not at fault. Depending on the age or value of your car, you should definitely consider it. Learn more about Collision coverage.

Medical payments and PIP coverage  cover medical bills if you or your passengers are injured in an accident. Learn more about medical payments and personal injury protection

Roadside Assistance is an optional coverage and very affordable. It covers towing service, jump starts, flat time changes, fuel delivery, and lock-out services. Learn more about Roadside Assistance coverage.

Other types of car insurance

New Car Insurance

Do you know how to insure your new car? If you do not have liability or physical damage insurance, you may have issues at the dealership, or worse, in violation of the law. Learn more about the ins and outs of new car insurance.

Gap Insurance

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than what the car is worth. Learn more about gap insurance.


 

Usage Based Insurance (UBI)

Usage-based insurance is a type of car insurance that bases the cost of a policy on how safe a driver’s habits are. Learn more about how you can save with usage based insurance.


 

Full Coverage Insurance

"Full coverage" insurance is not a particular type of insurance and generally refers to insurance coverage that applies most situations and meets all of your state's requirements. Learn more about full coverage insurance

 

Rideshare Insurance

Rideshare insurance is auto coverage for drivers of ridesharing companies, like Uber and Lyft, and replaces your personal car insurance policy. Learn more about rideshare insurance

 

Rental Car Insurance

Rental car insurance protects you and your rented vehicle from damage or injury, but may not always be necessary. Learn more about rental car insurance.  

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