What type of car insurance coverage should I get?
There are many types of car insurance coverage. Choosing the right coverage starts by understanding your individual needs and the coverage requirements in the state where you live. Start learning about the different types of auto insurance coverages so you can be protected, save more money, and learn what questions to ask.
Medical payments and PIP coverage cover medical bills if you or your passengers are injured in an accident. Learn more about medical payments and personal injury protection.
Other types of car insurance
Do you know how to insure your new car? If you do not have liability or physical damage insurance, you may have issues at the dealership, or worse, in violation of the law. Learn more about the ins and outs of new car insurance.
Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than what the car is worth. Learn more about gap insurance.
Usage-based insurance is a type of car insurance that bases the cost of a policy on how safe a driver’s habits are. Learn more about how you can save with usage based insurance.
"Full coverage" insurance is not a particular type of insurance and generally refers to insurance coverage that applies most situations and meets all of your state's requirements. Learn more about full coverage insurance.
Rideshare insurance is auto coverage for drivers of ridesharing companies, like Uber and Lyft, and replaces your personal car insurance policy. Learn more about rideshare insurance.
Rental car insurance protects you and your rented vehicle from damage or injury, but may not always be necessary. Learn more about rental car insurance.