Frequently asked questions

Here are answers to the most common questions to save money and get the best car insurance.

Car insurance protects your financial well-being and your car in the event of an accident, theft, or other unforeseen occurrence. Your automobile insurance provider may cover vehicle repairs, medical bills, and damages or injuries caused by another motorist. Learn more

To start saving, all you need is a little information, an idea of what coverages you need, and a few minutes to compare rates. Learn more about what you need.

Car insurance companies use many factors to try to determine the right rate to charge you. Factors include your vehicle type, your age, driving history and many more. Learn about others. 

Each state's laws establish the minimum vehicle liability coverage levels that drivers must purchase. If your vehicle is leased or you have a loan, you will also need collision and comprehensive insurance to protect the vehicle. Learn more.

It's easy to get a few quotes here today. You can modify coverages and limits so that all the quotes have common coverages and you can determine the best fit for you. Learn more.

Deductible levels for auto insurance generally range from $100 to $2,000. The most popular deductible is $500. A larger deductible means a lower auto insurance rate but more out-of-pocket expenses in the case of a claim. Learn more.​

Other common questions

 

What do I need to know about New Car Insurance?

 

Do you know how to insure your new car? If you do not have liability or physical damage insurance, you may have issues at the dealership, or worse, in violation of the law. Learn more about the ins and outs of new car insurance.  

 

What is Gap Insurance?

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than what the car is worth. Learn more about gap insurance.

 

What is Usage Based Insurance (UBI) and how does it help me save?

Usage-based insurance is a type of car insurance that bases the cost of a policy on how safe a driver’s habits are. Learn more about how you can save with usage based insurance.

 

What does Full Coverage Insurance mean?

"Full coverage" insurance is not a particular type of insurance and generally refers to insurance coverage that applies most situations and meets all of your state's requirements. Learn more about full coverage insurance

 

What is Rideshare Insurance?

Rideshare insurance is auto coverage for drivers of ridesharing companies, like Uber and Lyft, and replaces your personal car insurance policy. Learn more about rideshare insurance

 

Do I need Rental Car Insurance?

Rental car insurance protects you and your rented vehicle from damage or injury, but may not always be necessary. Learn more about rental car insurance.

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